My goals for the New Year are to lose 30 to 40 pounds and to become consumer debt free. Many people pledge to lose weight and struggle to make it through the week. I have to include myself in that group, but this time I am going to use a group called First Place 4 Health for support. It seems like it is a mix between Weight Watchers and Overeaters Anonymous. They offer a structured plan for eating and exercise. The part of the plan I am excited about is the support and guidance I will be receiving for overcoming compulsive overeating.

As far as debt goes, my husband and I have paid off a huge amount of debt...$50K. We still have a little way to go. I am hoping another 6 months will do it. Once that is done, it will be time to attack the mortgage. There will be nothing more gratifying to me than to not have to make any payments that include interest. I have heard there is nothing seductive than not having to make credit card payments.

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